Financial Empowerment by Pamela Carmichael

Financial Empowerment: Realign Your Finances to God’s Will

Financial Empowerment: Realign Your Finances to God’s Will

Are you in a constant financial struggle and juggle where there never seems to be enough? Do you wonder if God is able to or even willing to provide for you? Are you constantly paying bills and covering debt payments without seeing much progress? Are you faithful in tithing and giving but yet you cannot see on outpoured blessing?

Then this book is here for you. Financial Empowerment discusses the problems we face in different areas of our finances and shows how to manage money in a God-pleasing manner. In a simple easy-to-read manner, it provides biblical and practical solutions to personal financial management.

Financial Empowerment is a fresh look at how you see your finances and how to deal with them effectively.

Get ready to be empowered as you honor God in managing your financial resources. As you give eternal value to your money, God will continually bless you.



Create Wealth: God Has Given You the Power

And you shall remember the Lord your God, for it is He who gives you power to get wealth, that He may establish His covenant which He swore to your fathers, as it is this day.
—Deuteronomy 8:18

He shall be like a tree planted by the rivers of water, that brings forth its fruit in its season, whose leaf also shall not wither; and whatever he does shall prosper.
—Psalm 1:3


Misconception of Wealth

What is wealth anyway? Does wealth mean having millions and billions of dollars all for ourselves, or is there more to it than that? We keep wondering what wealth is. What is God’s meaning of wealth or riches or prosperity? Why is the Bible filled with so many examples of those who were wealthy? If we take a close look at the stories of the godly men and women in the Bible, we’ll see that they not only walked with God, but also were wealthy in possessions and successful in whatever work they did.

In Christianity today talking about wealth or money is still considered a taboo for some. If we do talk about having more than enough, being wealthy, or being successful in our careers, we tend to do so with much timidity. Many have an inward fear that success or wealth is not God’s will for us. Also, we don’t want to disappoint ourselves if we fail at creating wealth. Furthermore, we wouldn’t want to be considered unspiritual for wanting more than enough. Yet God longs to bless His children with more than enough not only for themselves but also for the benefit of others.

The wealth some tend to shy away from having is wealth God willingly gives us the power or ability to attain. Deuteronomy 8 cautioned Israel so that when they had made it to the Promised Land they wouldn’t become puffed up with pride, thinking that all their strength and might had caused them to attain wealth. In this passage (Deut. 8:11–13, 17–18), God describes wealth and the purpose of it:

Beware that you do not forget the Lord your God by not keeping His commandments, His judgments, and His statutes which I command you today, lest—when you have eaten and are full, and have built beautiful houses and dwell in them; and when your herds and your flocks multiply, and your silver and your gold are multiplied, and all that you have is multiplied; when your heart is lifted up, and you forget the Lord your God who brought you out of the land of Egypt, from the house of bondage. . . . Then you say in your heart, “My power and the might of my hand have gained me this wealth.” And you shall remember the Lord your God, for it is He who gives you power to get wealth, that He may establish His covenant which He swore to your fathers, as it is this day (emphasis added).

How God Defines Wealth?

So, according to Scripture, wealth is having all we need and more. It is having abundance of food and clothing, beautiful houses to live in, prosperity in work, financial increase, and multiplication of all we have. Biblically, wealth means strength, might, power, and excess; in short, it is having more than enough. We cannot define wealth with a number, although many would say that wealthy people are those who have millions and billions of dollars. Wealth is having over and above what we need or desire; it is all-round prosperity and success.

But I think we often overlook another part to being wealthy. Why does God give wealth? Does He simply want us to be comfortable and keep it all for ourselves? God said that He gave wealth to Israel to establish His covenant with them, the one He made with their forefathers starting with Abraham. God promised Abraham that he and his descendants would be blessed and be a blessing to all the families of the earth (Gen. 12:1–3). He reiterated this covenant to Isaac and Jacob, and today through Christ we are partakers of this same covenant (Gal. 3:13–14). God willingly blesses us in every way so we may be a blessing to others. As we continue into the upcoming chapters, we will learn ways in which we can become a blessing to others.

The Ultimate Source of Wealth

But how do we attain this wealth? Again, Deuteronomy 8 gives us the answer. Although we derive wealth through work (our strengths, skills, knowledge), work is not the source of any wealth we attain. God warned Israel not to consider themselves the powerhouse of their wealth. Truly work is the means through which we receive financial reward for our work; however, God and God alone is the One who gives wealth. The ultimate source of wealth is God, and through work or productivity God provides wealth to us.


Though work is the main avenue through which wealth is created, some Christians hold an unbiblical or negative view of work. These opinions of work limit the blessings and joy God wants us to experience in our lives. Here are some of the misconceptions we possess about work that hinder God’s anointing on our lives to create wealth:

My Work Has Nothing to Do with God

We disconnect from God whatever work we do that generates income. At least two schools of thought are at play here: (1) God is not interested in what we do, or (2) we proudly think that what we have is from our own strength and wisdom (Deut. 8:17). Both of these misconceptions cause us to lose the desire to involve God in our daily business activities.

My Work Feels like a Curse

Due to living in a fallen world, we often misinterpret work as a curse. Many think God is punishing them with work, especially when they don’t like what they’re doing.

I Spend Too Much Time Working

We complain that we work more than we relax or play. We have this misconception that we should spend less time working and more time relaxing. Get-rich-quick schemers often promote this train of thought. They play on our desire for more and our dislike of work.

I Work Just to Pay the Bills

We see work as a necessary evil rather than seeing the good it brings. Sometimes we find ourselves complaining about the people we work with, the pay that isn’t enough, and the working conditions that aren’t as nice as we would wish. We miss acknowledging the blessings we and others receive from our work.

I Don’t Like Working

Whoa! That’s a big one. Some don’t like what they do on a daily basis. If they aren’t talking about how much they hate work, they’re shirking going to work or doing the required minimum because (again) it just pays the bills.

Would you like to read more and experience change in your finances as you follow God’s word, then click on the link below and get Financial Empowerment: Realign Your Finances to God’s Will. There is a chance to win a free Kindle Fire.

Pamela Carmichael

About Pamela Carmichael

PAMELA CARMICHAEL is a financial services professional with over 10 years experience.
Author of Financial Empowerment: Realign Your Finances to Gods Will – a book which examines why we struggle financially but provides solutions from God’s word to empower us financially. Visit Pamela’s blog: Live Out Loud: Success by God’s Word for encouragement and resources to help you become financially empowered and be successful in every area of your Christian life.
Connect with Pamela on: Twitter, FB, Google+.

Where to Buy the Book

Links to the book’s retail sites are:





Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )


Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.